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Spanish Fork city, UT

ZIP 84660 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84660

Median Home Value
$452,100
Median Rent
$1,175
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,904/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84660 in Spanish Fork city, UT, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,904. That is about 26% above the local median household income ($98,398), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
32.4%+119% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
3.9%-44% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
22.4%-41% vs US avg
x
$452,100
Home Value
$1,175
Rent
1999
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached11.0%
  • 2-9 units7.1%
  • 10+ units2.8%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$452,100
Median rent$1,175
Owner-occupied79.0%
Vacant2.5%
Price-to-income4.6x
Est. income to buy$124,000