ZIP Code 84660 — Spanish Fork city, UT Demographics & Data

ZIP code 84660 covers Spanish Fork, UT in Utah County with a population of about 47,004.

At a glance, the area shows median age of 27.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 385, 435, 801; U.S. House district UT-4; the SALT LAKE CITY media market.

Median household income in ZIP 84660 is about $98,398 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.2%; unemployment rate near 2.3%; 38.1% of adults with a bachelor’s degree or higher (about 4.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Healthcare; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $452,100 — about 30% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,175 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 79.0% (about 13.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84660 in Spanish Fork, UT, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,904. That is about 26% above the local median household income ($98,398), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Spanish Fork city, UT as Relatively High (composite score 95.3), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.9) and flood (90.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Spanish Fork city, UT show little to no average snow and around 20.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,562 for ZIP 84660 (Spanish Fork city, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.