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Murphy CDP, ID

ZIP 83650 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83650

Median Home Value
$308,300
Median Rent
N/A
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,980/mo PITI).

6.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 83650 in Murphy CDP, ID, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,980. That is about 92% above the local median household income ($44,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.2%+26% vs US avg
x
Vacancy Rate
35.5%+244% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
50.6%+32% vs US avg
x
$308,300
Home Value
N/A
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.5%
  • 1-unit attached1.3%
  • 2-9 units2.6%
  • 10+ units0.0%
  • Mobile home & other29.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$308,300
Median rent$-666,666,666
Owner-occupied82.2%
Vacant35.5%
Price-to-income6.9x
Est. income to buy$85,000