ZIP Code 83650 — Murphy CDP, ID Demographics & Data

ZIP code 83650 covers Murphy, ID in Owyhee County with a population of about 550.

At a glance, the area shows median age of 53.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-1; the BOISE media market.

Murphy, ID reads as a military / base-oriented community on US5’s intent model (elevated veteran share (22.4%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 83650 is about $44,375 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 0.0%; 13.3% of adults with a bachelor’s degree or higher (about 20.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Agriculture, and Public administration; about 9.2% of workers reporting work-from-home (about 6.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $308,300 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.2% (about 16.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83650 in Murphy, ID, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,980. That is about 92% above the local median household income ($44,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Murphy CDP, ID as Relatively Low (composite score 44.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (95.8) and flood (58.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Murphy CDP, ID show little to no average snow.

IRS migration statistics show a net inflow of about 36 for ZIP 83650 (Murphy CDP, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.