ZIP Code 82832 — Story CDP, WY Demographics & Data

ZIP code 82832 covers Story, WY in Sheridan County with a population of about 1,319.

At a glance, the area shows median age of 42.9 versus a U.S. median of about 38.9.

It sits in telephone area code 307; U.S. House district WY-00; the RAPID CITY media market.

Median household income in ZIP 82832 is about $91,045 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 0.0%; 30.9% of adults with a bachelor’s degree or higher (about 2.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Public administration; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $908,500 — about 161% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.6% (about 18.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 82832 in Story, WY, a household would need roughly $250,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,836. That is about 175% above the local median household income ($91,045), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Story CDP, WY as Relatively Low (composite score 65.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (93.9) and flood (74.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Story CDP, WY show little to no average snow and around 27.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 89 for ZIP 82832 (Story CDP, WY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.