ZIP Code 81655 — Wolcott CDP, CO Demographics & Data

ZIP code 81655 covers Wolcott, CO in Eagle County with a population of about 231.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area code 970; U.S. House district CO-2; the DENVER media market.

Wolcott, CO ranks among higher-income / higher-home-value communities on US5 (very high median home values). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 0.0%; 50.3% of adults with a bachelor’s degree or higher (about 16.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Agriculture, and Transportation; about 26.8% of workers reporting work-from-home (about 11.6 points above the U.S. share (15.2%)); a mean commute of about 115.0 minutes (U.S. average near 26.8).

Median home value is about $2,000,001 — about 475% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81655 in Wolcott, CO, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wolcott CDP, CO as Relatively Low (composite score 76.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.5) and wildfire (75.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wolcott CDP, CO show little to no average snow and around 16.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 81655 (Wolcott CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.