ZIP Code 81323 — Dolores town, CO Demographics & Data

ZIP code 81323 covers Dolores, CO in Dolores County with a population of about 5,193.

At a glance, the area shows median age of 47.0 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 81323 is about $69,864 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 1.0%; 33.2% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Education; about 10.1% of workers reporting work-from-home (about 5.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $338,900 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $917 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 75.0% (about 9.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81323 in Dolores, CO, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,177. That is about 33% above the local median household income ($69,864), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dolores town, CO as Very Low (composite score 11.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (79.8) and flood (8.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dolores town, CO show little to no average snow and around 20.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 237 for ZIP 81323 (Dolores town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.