ZIP Code 79938 — Homestead Meadows North CDP, TX Demographics & Data

ZIP code 79938 covers Homestead Meadows North, TX in El Paso County with a population of about 97,851.

At a glance, the area shows median age of 29.5 versus a U.S. median of about 38.9.

It sits in telephone area code 915; U.S. House district TX-23; the EL PASO (LAS CRUCES) media market.

Median household income in ZIP 79938 is about $75,801 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.2%; unemployment rate near 6.5%; 27.6% of adults with a bachelor’s degree or higher (about 6.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Public administration; about 7.6% of workers reporting work-from-home (about 7.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $199,700 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,234 (about 6% above the U.S. median rent ($1,163)), and owner-occupancy near 81.2% (about 15.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79938 in Homestead Meadows North, TX, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,283. That sits below the local median household income ($75,801), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Homestead Meadows North CDP, TX as Relatively High (composite score 95.5), which is among the highest nationally. The strongest component scores on US5 are flood (96.8) and wildfire (71.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Homestead Meadows North CDP, TX show little to no average snow and around 10.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4,616 for ZIP 79938 (Homestead Meadows North CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.