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Baird city, TX

ZIP 79504 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79504

Median Home Value
$112,500
Median Rent
$560
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$723/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79504 in Baird city, TX, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $723. That sits below the local median household income ($67,740), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.8%+19% vs US avg
x
Vacancy Rate
23.9%+132% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
12.8%-0% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
6.5%-87% vs US avg
x
Mortgage-Free
63.3%+66% vs US avg
x
$112,500
Home Value
$560
Rent
1966
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached0.9%
  • 2-9 units5.3%
  • 10+ units0.0%
  • Mobile home & other14.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,500
Median rent$560
Owner-occupied77.8%
Vacant23.9%
Price-to-income1.7x
Est. income to buy$31,000