ZIP Code 79504 — Baird city, TX Demographics & Data

ZIP code 79504 covers Baird, TX in Callahan County with a population of about 2,995.

At a glance, the area shows median age of 45.4 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-25; the ABILENE - SWEETWATER media market.

Median household income in ZIP 79504 is about $67,740 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 3.6%; 20.1% of adults with a bachelor’s degree or higher (about 13.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 1.9% of workers reporting work-from-home (about 13.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $112,500 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $560 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 77.8% (about 12.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79504 in Baird, TX, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $723. That sits below the local median household income ($67,740), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Baird city, TX as Very Low (composite score 14.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (82.0) and hurricane (29.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Baird city, TX show little to no average snow and around 29.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 141 for ZIP 79504 (Baird city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.