ZIP Code 79346 — Morton city, TX Demographics & Data

ZIP code 79346 covers Morton, TX in Cochran County with a population of about 1,788.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 806; U.S. House district TX-19; the LUBBOCK media market.

Median household income in ZIP 79346 is about $41,767 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.9%; unemployment rate near 6.4%; 11.7% of adults with a bachelor’s degree or higher (about 22.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Education; about 3.0% of workers reporting work-from-home (about 12.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $57,500 — about 83% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $399 (about 66% below the U.S. median rent ($1,163)), and owner-occupancy near 62.5% (about 2.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79346 in Morton, TX, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $369. That sits below the local median household income ($41,767), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Morton city, TX as Very Low (composite score 12.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (68.3) and hurricane (19.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Morton city, TX show little to no average snow and around 17.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 84 for ZIP 79346 (Morton city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.