ZIP Code 78932 — Carmine city, TX Demographics & Data

ZIP code 78932 covers Carmine, TX in Washington County with a population of about 501.

At a glance, the area shows median age of 61.2 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-10; the AUSTIN media market.

Carmine, TX fits a retirement-oriented profile (high share of residents 65+ (39.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 78932 is about $94,265 — about 25% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.4%; unemployment rate near 2.1%; 48.6% of adults with a bachelor’s degree or higher (about 14.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Retail trade; about 19.3% of workers reporting work-from-home (about 4.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $355,300 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,339 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 93.9% (about 28.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78932 in Carmine, TX, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,282. That is roughly in line with the local median household income ($94,265). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Carmine city, TX as Relatively Low (composite score 72.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (84.7) and flood (72.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carmine city, TX show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 78932 (Carmine city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.