ZIP Code 78602 — Camp Swift CDP, TX Demographics & Data

ZIP code 78602 covers Camp Swift, TX in Bastrop County with a population of about 35,786.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 512, 737; U.S. House district TX-10; the AUSTIN media market.

Camp Swift, TX reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 78602 is about $86,976 — about 16% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 4.7%; 26.6% of adults with a bachelor’s degree or higher (about 7.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Education; about 12.6% of workers reporting work-from-home (about 2.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $310,300 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,212 (about 4% above the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78602 in Camp Swift, TX, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,993. That is roughly in line with the local median household income ($86,976). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Camp Swift CDP, TX as Relatively Moderate (composite score 81.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.2) and wildfire (71.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Camp Swift CDP, TX show little to no average snow and around 37.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,688 for ZIP 78602 (Camp Swift CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.