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Clute city, TX

ZIP 77531 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77531

Median Home Value
$236,800
Median Rent
$1,073
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,521/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77531 in Clute city, TX, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,521. That is roughly in line with the local median household income ($71,583). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.9%-16% vs US avg
x
Vacancy Rate
12.7%+23% vs US avg
x
Broadband Access
90.9%+4% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
2.7%-60% vs US avg
x
Rent Burden >30%
13.2%-73% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$236,800
Home Value
$1,073
Rent
1984
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.5%
  • 1-unit attached0.6%
  • 2-9 units15.3%
  • 10+ units24.6%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$236,800
Median rent$1,073
Owner-occupied54.9%
Vacant12.7%
Price-to-income3.3x
Est. income to buy$65,000