ZIP Code 77531 — Clute city, TX Demographics & Data

ZIP code 77531 covers Clute, TX in Brazoria County with a population of about 16,260.

At a glance, the area shows median age of 31.6 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-14; the HOUSTON media market.

Clute, TX sits in a university / college context (near brazosport college (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 77531 is about $71,583 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 8.2%; 17.1% of adults with a bachelor’s degree or higher (about 16.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 2.8% of workers reporting work-from-home (about 12.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $236,800 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,073 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 54.9% (about 10.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77531 in Clute, TX, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,521. That is roughly in line with the local median household income ($71,583). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clute city, TX as Relatively Moderate (composite score 93.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.9) and flood (94.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clute city, TX show little to no average snow and around 49.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 767 for ZIP 77531 (Clute city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.