ZIP Code 76871 — Richland Springs town, TX Demographics & Data

ZIP code 76871 covers Richland Springs, TX in San Saba County with a population of about 560.

At a glance, the area shows median age of 50.2 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-11; the WACO - TEMPLE - BRYAN media market.

Median household income in ZIP 76871 is about $85,144 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 2.8%; 22.4% of adults with a bachelor’s degree or higher (about 11.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Public administration, and Agriculture; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $165,600 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $529 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76871 in Richland Springs, TX, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,064. That sits below the local median household income ($85,144), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Richland Springs town, TX as Very Low (composite score 7.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (71.5) and hurricane (37.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Richland Springs town, TX show little to no average snow and around 28.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 26 for ZIP 76871 (Richland Springs town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.