ZIP Code 76864 — Mullin town, TX Demographics & Data

ZIP code 76864 covers Mullin, TX in Mills County with a population of about 802.

At a glance, the area shows median age of 55.1 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-11; the WACO - TEMPLE - BRYAN media market.

Mullin, TX fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 76864 is about $47,070 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.5%; unemployment rate near 6.9%; 23.1% of adults with a bachelor’s degree or higher (about 10.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Agriculture, and Arts and entertainment; about 17.1% of workers reporting work-from-home (about 1.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $259,700 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $500 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 84.8% (about 19.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76864 in Mullin, TX, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,668. That is about 51% above the local median household income ($47,070), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mullin town, TX as Very Low (composite score 5.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (76.5) and hurricane (33.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mullin town, TX show little to no average snow and around 30.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 76864 (Mullin town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.