ZIP Code 76856 — Mason city, TX Demographics & Data

ZIP code 76856 covers Mason, TX in Mason County with a population of about 3,525.

At a glance, the area shows median age of 44.1 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-11; the AUSTIN media market.

Median household income in ZIP 76856 is about $75,048 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.8%; unemployment rate near 2.5%; 41.4% of adults with a bachelor’s degree or higher (about 7.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Transportation; about 15.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $271,500 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $568 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76856 in Mason, TX, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,744. That is roughly in line with the local median household income ($75,048). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mason city, TX as Very Low (composite score 11.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (70.1) and hurricane (41.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mason city, TX show little to no average snow and around 28.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 166 for ZIP 76856 (Mason city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.