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Wichita Falls city, TX

ZIP 76301 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76301

Median Home Value
$71,900
Median Rent
$661
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$462/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76301 in Wichita Falls city, TX, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $462. That sits below the local median household income ($41,828), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.1%-17% vs US avg
x
Vacancy Rate
18.0%+75% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
10.0%-22% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
69.1%+81% vs US avg
x
$71,900
Home Value
$661
Rent
1956
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.2%
  • 1-unit attached1.9%
  • 2-9 units14.0%
  • 10+ units12.1%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$71,900
Median rent$661
Owner-occupied54.1%
Vacant18.0%
Price-to-income1.7x
Est. income to buy$20,000