ZIP Code 75492 — Windom town, TX Demographics & Data

ZIP code 75492 covers Windom, TX in Fannin County with a population of about 348.

At a glance, the area shows median age of 45.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 430, 903; U.S. House district TX-4; the DALLAS - FT. WORTH media market.

Median household income in ZIP 75492 is about $99,500 — about 32% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 2.6%; 22.3% of adults with a bachelor’s degree or higher (about 11.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Education, and Public administration; about 21.8% of workers reporting work-from-home (about 6.6 points above the U.S. share (15.2%)); a mean commute of about 115.0 minutes (U.S. average near 26.8).

Median home value is about $160,200 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 75.7% (about 10.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75492 in Windom, TX, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,029. That sits below the local median household income ($99,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Windom town, TX as Relatively Low (composite score 68.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (70.1) and hurricane (48.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Windom town, TX show little to no average snow and around 45.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 75492 (Windom town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.