ZIP Code 75454 — Melissa city, TX Demographics & Data

ZIP code 75454 covers Melissa, TX in Collin County with a population of about 20,137.

At a glance, the area shows median age of 36.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-3; the DALLAS - FT. WORTH media market.

Melissa, TX aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 75454 is about $135,556 — about 80% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.3%; unemployment rate near 4.0%; 50.9% of adults with a bachelor’s degree or higher (about 17.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Finance and insurance, and Manufacturing; about 28.8% of workers reporting work-from-home (about 13.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $421,700 — about 21% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,832 (about 58% above the U.S. median rent ($1,163)), and owner-occupancy near 88.0% (about 22.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75454 in Melissa, TX, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,709. That sits below the local median household income ($135,556), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Melissa city, TX as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are flood (96.8) and wildfire (81.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Melissa city, TX show little to no average snow.

IRS migration statistics show a net inflow of about 950 for ZIP 75454 (Melissa city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.