ZIP Code 75074 — Plano city, TX Demographics & Data

ZIP code 75074 covers Plano, TX in Collin County with a population of about 53,146.

At a glance, the area shows median age of 35.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-32; the DALLAS - FT. WORTH media market.

Median household income in ZIP 75074 is about $84,185 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.8%; unemployment rate near 3.6%; 41.7% of adults with a bachelor’s degree or higher (about 8.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Food services, and Retail trade; about 18.4% of workers reporting work-from-home (about 3.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $347,300 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,447 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 52.6% (about 12.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75074 in Plano, TX, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,231. That is roughly in line with the local median household income ($84,185). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Plano city, TX as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are flood (96.8) and wildfire (81.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Plano city, TX show little to no average snow and around 41.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,507 for ZIP 75074 (Plano city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.