ZIP Code 75081 — Richardson city, TX Demographics & Data

ZIP code 75081 covers Richardson, TX in Dallas County with a population of about 36,065.

At a glance, the area shows median age of 35.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-32; the DALLAS - FT. WORTH media market.

Richardson, TX sits in a university / college context (near west coast university-texas (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 75081 is about $90,953 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 3.7%; 44.9% of adults with a bachelor’s degree or higher (about 11.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 20.1% of workers reporting work-from-home (about 4.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $340,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,516 (about 30% above the U.S. median rent ($1,163)), and owner-occupancy near 50.5% (about 14.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75081 in Richardson, TX, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,188. That is roughly in line with the local median household income ($90,953). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Richardson city, TX as Very High (composite score 99.7), which is among the highest nationally. The strongest component scores on US5 are flood (99.6) and wildfire (80.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Richardson city, TX show little to no average snow and around 41.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,701 for ZIP 75081 (Richardson city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.