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Carrollton city, TX

ZIP 75007 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75007

Median Home Value
$360,100
Median Rent
$1,447
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,313/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75007 in Carrollton city, TX, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,313. That is roughly in line with the local median household income ($109,692). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.5%+3% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$360,100
Home Value
$1,447
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached2.3%
  • 2-9 units10.9%
  • 10+ units12.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$360,100
Median rent$1,447
Owner-occupied67.5%
Vacant4.1%
Price-to-income3.3x
Est. income to buy$99,000