ZIP Code 74963 — undefined, OK Demographics & Data

ZIP code 74963 covers OK in McCurtain County with a population of about 632.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area code 580; U.S. House district OK-2; the SHREVEPORT media market.

Median household income in ZIP 74963 is about $54,205 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 5.0%; 10.7% of adults with a bachelor’s degree or higher (about 23.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Education; about 9.0% of workers reporting work-from-home (about 6.2 points below the U.S. share (15.2%)); a mean commute of about 151.0 minutes (U.S. average near 26.8).

Median home value is about $91,700 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74963 in OK, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $589. That sits below the local median household income ($54,205), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OK as Relatively Low (composite score 72.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (77.6) and flood (75.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OK show little to no average snow.

IRS migration statistics show a net inflow of about 25 for ZIP 74963 (OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.