ZIP Code 74957 — Smithville town, OK Demographics & Data

ZIP code 74957 covers Smithville, OK in Le Flore County with a population of about 905.

At a glance, the area shows median age of 52.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 580, 918; U.S. House district OK-2; the SHREVEPORT media market.

Median household income in ZIP 74957 is about $40,917 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.2%; unemployment rate near 6.5%; 17.6% of adults with a bachelor’s degree or higher (about 16.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Agriculture, and Food services; about 5.3% of workers reporting work-from-home (about 9.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $113,000 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $336 (about 71% below the U.S. median rent ($1,163)), and owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74957 in Smithville, OK, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $726. That sits below the local median household income ($40,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Smithville town, OK as Relatively Moderate (composite score 82.7), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.1) and flood (84.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Smithville town, OK show little to no average snow.

IRS migration statistics show a net inflow of about 36 for ZIP 74957 (Smithville town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.