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Centrahoma city, OK

ZIP 74534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74534

Median Home Value
$86,300
Median Rent
N/A
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$554/mo PITI).

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 74534 in Centrahoma city, OK, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $554. That is roughly in line with the local median household income ($23,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.7%+10% vs US avg
x
Vacancy Rate
28.6%+177% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
81.4%+113% vs US avg
x
$86,300
Home Value
N/A
Rent
2000
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.9%
  • 1-unit attached3.6%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other34.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$86,300
Median rent$-666,666,666
Owner-occupied71.7%
Vacant28.6%
Price-to-income3.7x
Est. income to buy$24,000