ZIP Code 74534 — Centrahoma city, OK Demographics & Data

ZIP code 74534 covers Centrahoma, OK in Coal County with a population of about 141.

At a glance, the area shows median age of 37.4 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-2; the SHERMAN - ADA media market.

Median household income in ZIP 74534 is about $23,500 — about 69% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 39.7%; unemployment rate near 3.6%; 7.2% of adults with a bachelor’s degree or higher (about 26.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Transportation, and Mining; about 44.4% of workers reporting work-from-home (about 29.2 points above the U.S. share (15.2%)); a mean commute of about 15.0 minutes (U.S. average near 26.8).

Median home value is about $86,300 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 71.7% (about 6.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74534 in Centrahoma, OK, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $554. That is roughly in line with the local median household income ($23,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Centrahoma city, OK as Very Low (composite score 32.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (86.8) and hurricane (26.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Centrahoma city, OK show little to no average snow.

IRS migration statistics show a net inflow of about 6 for ZIP 74534 (Centrahoma city, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.