ZIP Code 74084 — Wynona town, OK Demographics & Data

ZIP code 74084 covers Wynona, OK in Osage County with a population of about 389.

At a glance, the area shows median age of 63.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-3; the TULSA media market.

Wynona, OK fits a retirement-oriented profile (high share of residents 65+ (45.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 74084 is about $48,281 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.2%; unemployment rate near 4.1%; 8.0% of adults with a bachelor’s degree or higher (about 25.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Agriculture, and Retail trade; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 149.0 minutes (U.S. average near 26.8).

Median home value is about $45,000 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $491 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 82.2% (about 16.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74084 in Wynona, OK, a household would need roughly $12,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $289. That sits below the local median household income ($48,281), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wynona town, OK as Relatively Low (composite score 78.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (94.8) and flood (75.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wynona town, OK show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 74084 (Wynona town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.