ZIP Code 74054 — Osage town, OK Demographics & Data

ZIP code 74054 covers Osage, OK in Osage County with a population of about 853.

At a glance, the area shows median age of 44.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-3; the TULSA media market.

Median household income in ZIP 74054 is about $46,607 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.4%; unemployment rate near 5.4%; 4.1% of adults with a bachelor’s degree or higher (about 29.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Food services; about 1.0% of workers reporting work-from-home (about 14.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $72,500 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $375 (about 68% below the U.S. median rent ($1,163)), and owner-occupancy near 79.7% (about 14.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74054 in Osage, OK, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $466. That sits below the local median household income ($46,607), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Osage town, OK as Relatively Low (composite score 78.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (94.8) and flood (75.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Osage town, OK show little to no average snow and around 41.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 34 for ZIP 74054 (Osage town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.