ZIP Code 73109 — Oklahoma City city, OK Demographics & Data

ZIP code 73109 covers Oklahoma City, OK in Oklahoma County with a population of about 20,904.

At a glance, the area shows median age of 31.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 405, 572; U.S. House district OK-3; the OKLAHOMA CITY media market.

Median household income in ZIP 73109 is about $40,944 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.0%; unemployment rate near 5.9%; 7.5% of adults with a bachelor’s degree or higher (about 26.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Food services; about 2.8% of workers reporting work-from-home (about 12.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $89,300 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $667 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 45.8% (about 19.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73109 in Oklahoma City, OK, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $574. That sits below the local median household income ($40,944), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oklahoma City city, OK as Relatively High (composite score 97.9), which is among the highest nationally. The strongest component scores on US5 are flood (97.6) and wildfire (88.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oklahoma City city, OK show little to no average snow and around 36.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 838 for ZIP 73109 (Oklahoma City city, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.