ZIP Code 73104 — Oklahoma City city, OK Demographics & Data

ZIP code 73104 covers Oklahoma City, OK in Oklahoma County with a population of about 3,746.

At a glance, the area shows median age of 29.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 405, 572; U.S. House district OK-5; the OKLAHOMA CITY media market.

Oklahoma City, OK sits in a university / college context (near university of oklahoma-health sciences center (0.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 73104 is about $69,886 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.2%; unemployment rate near 1.1%; 74.8% of adults with a bachelor’s degree or higher (about 41.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 8.2% of workers reporting work-from-home (about 7.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $341,300 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,365 (about 17% above the U.S. median rent ($1,163)), and owner-occupancy near 15.3% (about 50.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73104 in Oklahoma City, OK, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,192. That is about 35% above the local median household income ($69,886), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oklahoma City city, OK as Relatively High (composite score 97.9), which is among the highest nationally. The strongest component scores on US5 are flood (97.6) and wildfire (88.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oklahoma City city, OK show little to no average snow and around 36.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 150 for ZIP 73104 (Oklahoma City city, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.