ZIP Code 72632 — Eureka Springs city, AR Demographics & Data

ZIP code 72632 covers Eureka Springs, AR in Carroll County with a population of about 4,550.

At a glance, the area shows median age of 52.5 versus a U.S. median of about 38.9.

It sits in telephone area code 479; U.S. House district AR-3; the SPRINGFIELD, MO media market.

Median household income in ZIP 72632 is about $45,990 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.6%; unemployment rate near 3.1%; 30.0% of adults with a bachelor’s degree or higher (about 3.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Retail trade; about 9.5% of workers reporting work-from-home (about 5.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $228,600 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $641 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 78.5% (about 13.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72632 in Eureka Springs, AR, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,468. That is about 37% above the local median household income ($45,990), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eureka Springs city, AR as Relatively Low (composite score 64.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (65.1) and wildfire (64.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eureka Springs city, AR show little to no average snow.

IRS migration statistics show a net inflow of about 159 for ZIP 72632 (Eureka Springs city, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.