ZIP Code 72544 — Henderson CDP, AR Demographics & Data

ZIP code 72544 covers Henderson, AR in Baxter County with a population of about 965.

At a glance, the area shows median age of 57.3 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-1; the SPRINGFIELD, MO media market.

Henderson, AR fits a retirement-oriented profile (high share of residents 65+ (45.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 72544 is about $43,009 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.6%; unemployment rate near 6.3%; 28.2% of adults with a bachelor’s degree or higher (about 5.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Manufacturing; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $198,500 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.1% (about 23.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72544 in Henderson, AR, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,275. That is about 28% above the local median household income ($43,009), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Henderson CDP, AR as Relatively Low (composite score 72.3), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (71.9) and flood (64.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Henderson CDP, AR show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 34 for ZIP 72544 (Henderson CDP, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.