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Scottsbluff city, NE

ZIP 69361 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 69361

Median Home Value
$154,400
Median Rent
$745
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$992/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 69361 in Scottsbluff city, NE, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $992. That sits below the local median household income ($55,531), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.3%-8% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
81.4%-6% vs US avg
x
4+ Bedrooms
8.2%-44% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
45.3%+19% vs US avg
x
$154,400
Home Value
$745
Rent
1967
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached3.7%
  • 2-9 units13.5%
  • 10+ units9.6%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,400
Median rent$745
Owner-occupied60.3%
Vacant6.4%
Price-to-income2.8x
Est. income to buy$43,000