Median home value is about $180,800 — about 48% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 61.4% (about 4.0 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 69214 in Johnstown, NE, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,161. That sits below the local median household income ($61,304), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.