US5.com
  1. Home
  2. States
  3. Nebraska
  4. ZIP 69022
  5. Housing & Real Estate
Cambridge city, NE

ZIP 69022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 69022

Median Home Value
$123,100
Median Rent
$540
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$791/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 69022 in Cambridge city, NE, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $791. That sits below the local median household income ($63,603), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.9%+31% vs US avg
x
Vacancy Rate
20.6%+100% vs US avg
x
Broadband Access
78.3%-10% vs US avg
x
4+ Bedrooms
10.7%-27% vs US avg
x
Built Pre-1939
3.8%-71% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
13.3%-73% vs US avg
x
Mortgage-Free
62.3%+63% vs US avg
x
$123,100
Home Value
$540
Rent
1956
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.2%
  • 1-unit attached0.0%
  • 2-9 units6.7%
  • 10+ units4.7%
  • Mobile home & other6.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,100
Median rent$540
Owner-occupied85.9%
Vacant20.6%
Price-to-income1.9x
Est. income to buy$34,000