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Minden city, NE

ZIP 68959 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68959

Median Home Value
$211,000
Median Rent
$548
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,355/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68959 in Minden city, NE, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,355. That sits below the local median household income ($68,493), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.4%+18% vs US avg
x
Vacancy Rate
9.7%-6% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
8.8%-41% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
44.3%+16% vs US avg
x
$211,000
Home Value
$548
Rent
1961
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached1.9%
  • 2-9 units3.7%
  • 10+ units1.9%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,000
Median rent$548
Owner-occupied77.4%
Vacant9.7%
Price-to-income3.1x
Est. income to buy$58,000