ZIP Code 68950 — Holstein village, NE Demographics & Data

ZIP code 68950 covers Holstein, NE in Adams County with a population of about 269.

At a glance, the area shows median age of 57.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Holstein, NE fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68950 is about $73,938 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 1.4%; 4.6% of adults with a bachelor’s degree or higher (about 29.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Manufacturing; a mean commute of about 145.0 minutes (U.S. average near 26.8).

Median home value is about $108,200 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $293 (about 75% below the U.S. median rent ($1,163)), and owner-occupancy near 91.2% (about 25.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68950 in Holstein, NE, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $695. That sits below the local median household income ($73,938), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Holstein village, NE as Relatively Low (composite score 64.3), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (42.7) and flood (32.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Holstein village, NE show little to no average snow and around 25.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 68950 (Holstein village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.