ZIP Code 68948 — Holbrook village, NE Demographics & Data

ZIP code 68948 covers Holbrook, NE in Furnas County with a population of about 353.

At a glance, the area shows median age of 55.4 versus a U.S. median of about 38.9.

It sits in telephone area code 308; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Holbrook, NE fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68948 is about $67,734 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.9%; unemployment rate near 2.8%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Transportation; about 7.1% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 118.0 minutes (U.S. average near 26.8).

Median home value is about $85,200 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,028 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 79.2% (about 13.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68948 in Holbrook, NE, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $547. That sits below the local median household income ($67,734), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Holbrook village, NE as Relatively Low (composite score 51.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (19.9) and flood (18.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Holbrook village, NE show little to no average snow and around 23.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 68948 (Holbrook village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.