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Alma city, NE

ZIP 68920 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68920

Median Home Value
$166,900
Median Rent
$545
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,072/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68920 in Alma city, NE, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,072. That sits below the local median household income ($73,077), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.2%+27% vs US avg
x
Vacancy Rate
13.5%+31% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
49.1%+28% vs US avg
x
$166,900
Home Value
$545
Rent
1958
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.1%
  • 1-unit attached2.5%
  • 2-9 units2.4%
  • 10+ units2.1%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$166,900
Median rent$545
Owner-occupied83.2%
Vacant13.5%
Price-to-income2.3x
Est. income to buy$46,000