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Hastings city, NE

ZIP 68901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68901

Median Home Value
$181,800
Median Rent
$720
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,168/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68901 in Hastings city, NE, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,168. That sits below the local median household income ($63,547), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.1%-0% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
26.5%-47% vs US avg
x
Mortgage-Free
47.0%+23% vs US avg
x
$181,800
Home Value
$720
Rent
1965
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.8%
  • 1-unit attached4.4%
  • 2-9 units15.4%
  • 10+ units6.7%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,800
Median rent$720
Owner-occupied65.1%
Vacant7.0%
Price-to-income2.9x
Est. income to buy$50,000