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West Point city, NE

ZIP 68788 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68788

Median Home Value
$217,400
Median Rent
$540
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,397/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68788 in West Point city, NE, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,397. That sits below the local median household income ($67,632), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.0%+9% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
80.8%-7% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
8.3%-36% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
5.8%-88% vs US avg
x
Mortgage-Free
56.1%+47% vs US avg
x
$217,400
Home Value
$540
Rent
1964
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.9%
  • 1-unit attached1.6%
  • 2-9 units6.5%
  • 10+ units2.8%
  • Mobile home & other3.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,400
Median rent$540
Owner-occupied71.0%
Vacant10.8%
Price-to-income3.2x
Est. income to buy$60,000