US5.com
  1. Home
  2. States
  3. Nebraska
  4. ZIP 68784
  5. Housing & Real Estate
Wakefield city, NE

ZIP 68784 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68784

Median Home Value
$123,000
Median Rent
$498
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$790/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68784 in Wakefield city, NE, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $790. That sits below the local median household income ($59,524), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.8%+5% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
84.3%-3% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
10.4%-79% vs US avg
x
Mortgage-Free
58.7%+54% vs US avg
x
$123,000
Home Value
$498
Rent
1956
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.5%
  • 1-unit attached1.4%
  • 2-9 units4.1%
  • 10+ units0.0%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,000
Median rent$498
Owner-occupied68.8%
Vacant10.7%
Price-to-income2.1x
Est. income to buy$34,000