ZIP Code 68774 — St. Helena village, NE Demographics & Data

ZIP code 68774 covers St. Helena, NE in Cedar County with a population of about 336.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-3; the SIOUX CITY media market.

St. Helena, NE is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 68774 is about $66,667 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.8%; unemployment rate near 1.1%; 8.7% of adults with a bachelor’s degree or higher (about 25.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Retail trade; about 1.2% of workers reporting work-from-home (about 14.0 points below the U.S. share (15.2%)); a mean commute of about 170.0 minutes (U.S. average near 26.8).

Median home value is about $208,200 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.5% (about 23.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68774 in St. Helena, NE, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,337. That sits below the local median household income ($66,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Helena village, NE as Very Low (composite score 21.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (71.2) and flood (24.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Helena village, NE show little to no average snow and around 28.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 68774 (St. Helena village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.