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Hartington city, NE

ZIP 68739 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68739

Median Home Value
$201,400
Median Rent
$458
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,294/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

36.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68739 in Hartington city, NE, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,294. That sits below the local median household income ($87,621), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
79.2%-9% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
6.0%-54% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
7.0%-86% vs US avg
x
Mortgage-Free
52.7%+38% vs US avg
x
$201,400
Home Value
$458
Rent
1968
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.7%
  • 1-unit attached0.2%
  • 2-9 units6.5%
  • 10+ units1.2%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$201,400
Median rent$458
Owner-occupied81.6%
Vacant10.3%
Price-to-income2.3x
Est. income to buy$55,000