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Lincoln city, NE

ZIP 68526 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68526

Median Home Value
$424,900
Median Rent
$1,222
Affordability Snapshot
$117,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,729/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68526 in Lincoln city, NE, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,729. That is roughly in line with the local median household income ($117,447). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
97.0%+11% vs US avg
x
4+ Bedrooms
16.9%+14% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.7%-60% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
28.2%-26% vs US avg
x
$424,900
Home Value
$1,222
Rent
2009
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.4%
  • 1-unit attached24.8%
  • 2-9 units2.8%
  • 10+ units14.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$424,900
Median rent$1,222
Owner-occupied76.3%
Vacant2.9%
Price-to-income3.6x
Est. income to buy$117,000