US5.com
  1. Home
  2. States
  3. Nebraska
  4. ZIP 68522
  5. Housing & Real Estate
Lincoln city, NE

ZIP 68522 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68522

Median Home Value
$225,400
Median Rent
$994
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,448/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68522 in Lincoln city, NE, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,448. That sits below the local median household income ($77,151), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.0%+12% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
97.8%+12% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
27.4%-28% vs US avg
x
$225,400
Home Value
$994
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.9%
  • 1-unit attached5.4%
  • 2-9 units4.9%
  • 10+ units10.4%
  • Mobile home & other3.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$225,400
Median rent$994
Owner-occupied73.0%
Vacant3.4%
Price-to-income2.9x
Est. income to buy$62,000