ZIP Code 68514 — Lincoln city, NE Demographics & Data

ZIP code 68514 covers Lincoln, NE in Lancaster County with a population of about 265.

At a glance, the area shows median age of 63.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-1; the LINCOLN & HSTNGS - KRNY media market.

Lincoln, NE fits a retirement-oriented profile (high share of residents 65+ (43.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68514 is about $118,512 — about 58% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 48.8% of adults with a bachelor’s degree or higher (about 15.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Other services, and Healthcare; about 24.8% of workers reporting work-from-home (about 9.6 points above the U.S. share (15.2%)); a mean commute of about 85.0 minutes (U.S. average near 26.8).

Median home value is about $387,900 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.9% (about 17.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68514 in Lincoln, NE, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,492. That is roughly in line with the local median household income ($118,512). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lincoln city, NE as Relatively Moderate (composite score 90.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (93.7) and flood (85.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lincoln city, NE show little to no average snow and around 31.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 68514 (Lincoln city, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.