ZIP Code 68453 — Tobias village, NE Demographics & Data

ZIP code 68453 covers Tobias, NE in Saline County with a population of about 233.

At a glance, the area shows median age of 55.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Tobias, NE fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68453 is about $73,333 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 8.2%; 11.3% of adults with a bachelor’s degree or higher (about 22.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Agriculture; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 105.0 minutes (U.S. average near 26.8).

Median home value is about $113,500 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.2% (about 18.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68453 in Tobias, NE, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $729. That sits below the local median household income ($73,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tobias village, NE as Very Low (composite score 42.4), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (68.9) and flood (38.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tobias village, NE show little to no average snow and around 28.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 68453 (Tobias village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.